![]() ![]() This is one piece of the puzzle that can save you so much money. Saving money takes effort, I’m not going to lie to you here. Use this Free Printable to Save Money while Grocery Shopping This nifty tool takes a little bit of energy to set up, but it resulted in significant savings EACH WEEK for me. Use the Grocery Comparison Printable to see where you could start saving money on your groceries. ![]() Let’s not go into details on how that happened to me! □□□ Maybe freeing up one of those will help you meet your goals. The Expense Tracker will catch your cell phone bill, Netflix…this is the perfect time to catch if you are being charged for three different streaming accounts (urgh! Hulu, Netflix and Amazon!). The Daily Spending logs what comes out of your Debit card or what you are spending from your cash or checkbook. This differs from the Daily Spending Log. You are looking for each and everything that you spend money on. Use the Expense Printable to keep track of all of your expenses in your house. You might be able to change morning coffees and fund your account on just that one change in your life! 4. Take the time to write down all of your spendings to see where you can find opportunities. Were you spending money on magazines that you looked at for just a few minutes before throwing them away? The $1000 Savings Challenge Printable is also a great way to minimize unnecessary gathering at the grocery store. Remember, you “weren’t spending anything.” A lot of us think we have no money until we realize we are spending $6 for take-out coffee and $10 for take-out lunch. Use the Daily Spending Printable and see where your money is going on a DAILY basis. We loved seeing how fast we were able to gather some funds and made us step back and evaluate our day to day spending. We are passionate about this one as it was a personal kick starter for us when we changed the way we spent money. Scraping by the little pennies all add up and you will build up a fun in a little over a year just by saving PENNIES. You have to start somewhere so the Penny Challenge is great for beginners and those that really are down and out financially. Since we know money is not going to fall from the sky, you will have to give it a little bit of work. If you think “wait, that is still too far off!!” It’s ok, let me help with a few creative ideas. It is done that way to be easy and obtainable for most of us. For this one, I broke up the goals into small, manageable $10 increments. When it’s time to save money, it’s also time to become creative to meet the fund challenge. Just starting out, shoot for the $1000 as this chart focuses on with each block being divided up into $10 increments. ![]() In this case, you are looking to cover the most common unexpected expenses. ❓ How Much Is Needed to Create the Dave Ramsey Emergency Fund?Īlthough there are many experts that suggest having 3-6 months salary saved, Dave Ramsey suggests starting out with $1000. Digital files proudly designed in the USA.When living paycheck to paycheck ( which 54% of Americans do) having a stash of money set aside for these unforeseen events is crucial. © 2016–2022 by Moderntype LLC (Kyle McMullen, Moderntype Designs)Īll rights reserved. Colors may vary on different monitors and printers. Moderntype LLC (Kyle McMullen, Moderntype Designs) is not responsible for printing errors or any legal information and other content that may be on any files. Please seek the advice of an attorney, accountant, and/or tax or financial advisor to assist you in dealing with your specific legal, tax and financial issues. They should not be used as substitutes for any legal, tax or financial reasons. The downloads contained on this site are meant as general help only. If your intended purchase requires you to share digitally, please contact us first. "Interactive" files are for personal use only. USAGE: Downloading "printable" files by Moderntype LLC (Kyle McMullen, Moderntype Designs) gives you permission to save and print as many copies as you would like, but reselling or sharing copies in any form is prohibited. But please contact us with any problems with your order. RETURNS: Due to the nature of digital files, Moderntype LLC (Kyle McMullen, Moderntype Designs) does not accept returns, exchanges, or cancellations. SHIPPING: There is no shipping, you can instantly download the file after purchasing. INSTRUCTIONS: Visit our instructions page once you purchase to learn about editable printables and digital planners for tablets etc. ![]()
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